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The information in this website contains general advice only and does not take into account your objectives, financial situation or needs. Before you act on any advice in this website please consider whether it is appropriate to your personal circumstances. You should also read the relevant Product Disclosure Statement which is available by logging in to MyASG or you can obtain a copy by calling us on 1300 345 456 for Australia and 09 366 7670 for New Zealand. Product issuer and finance provider is Futurity Investment Group Limited, ACN 087648879, AFSL 236665, ACL 236665.